1Information We Collect

A. Information You Provide

When you create an account or use our services, we may collect:

• Full name
• Email address
• Phone number (if provided)
• Profile picture (optional)
• Password (stored securely in encrypted form by our authentication provider)
• Payment information (processed securely by third-party payment providers; we do not store your card or banking information)

B. Trading Information

If you use paper trading or educational trading tools, we may collect:

• Trade history
• Portfolio information
• Watchlists
• Journal entries
• Performance statistics
• Learning progress
• Saved charts
• Notes

This information is used only to provide features inside the application.

C. Automatically Collected Information

We may automatically collect:

• Device model
• Operating system
• App version
• IP address
• Crash logs
• Diagnostic information
• Usage analytics
• Session duration
• Device identifiers

This information helps us improve app performance and security.

D. Notifications

If you enable notifications, we may send:

• Trading alerts
• Educational updates
• Course announcements
• Important account notifications
• Security alerts

You can disable notifications at any time through your device settings.

2How We Use Your Information

We use your information to:

• Create and manage your account
• Provide paper trading services
• Deliver educational content
• Process purchases and subscriptions
• Improve app performance
• Provide customer support
• Detect fraud and abuse
• Ensure platform security
• Analyze usage trends
• Send important service updates

3Payment Information

Payments may be processed by trusted third-party payment providers such as:

• Apple In-App Purchase
• Google Play Billing
• Razorpay (where permitted)
• Other authorized payment processors

We do not store your complete credit card, debit card, or banking information.

4Third-Party Services

Our application may use trusted third-party services, including but not limited to:

• Authentication providers
• Cloud hosting services
• Analytics providers
• Crash reporting tools
• Payment processors
• Push notification services
• Video streaming providers

Each provider processes data according to its own privacy policy.

5Data Security

We implement industry-standard security measures to protect your information, including:

• Encryption in transit (HTTPS)
• Secure authentication
• Access controls
• Regular security updates
• Monitoring for unauthorized access

While we strive to protect your information, no method of electronic transmission or storage is 100% secure.

6Data Retention

We retain your information only as long as necessary to:

• Provide our services
• Meet legal obligations
• Resolve disputes
• Enforce agreements

When data is no longer required, we securely delete or anonymize it.

7Your Rights

Depending on your location, you may have the right to:

• Access your personal data
• Correct inaccurate information
• Request deletion of your personal data where applicable
• Withdraw consent where applicable
• Export your data where available

To exercise these rights, contact us using the email below.

8Children's Privacy

Our services are not intended for children under the age of 13 (or the minimum age required in your jurisdiction).

We do not knowingly collect personal information from children. If we become aware that such information has been collected, we will delete it promptly.

9Trading Disclaimer

Sumitman Trading provides educational content and paper trading tools.

Nothing in the application constitutes financial, investment, legal, or tax advice.

Trading cryptocurrencies, stocks, commodities, futures, options, and other financial instruments involves significant risk. Users are solely responsible for their own trading decisions.

Past performance does not guarantee future results.

10International Users

Your information may be processed or stored on servers located in different countries.

By using the app, you consent to such transfers where permitted by applicable law.

11Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When changes are made, we will update the "Last Updated" date.

Continued use of the application after changes become effective constitutes acceptance of the revised policy.